What AirInk saves you, in hours and dollars.
Contract admin is a real job someone is already doing, usually you, at night. This compares that work against running the same contracts on AirInk. Every assumption is editable, and the AirInk fee is shown next to the savings, never hidden behind them.
Labor saved minus the AirInk platform fee. Processing is listed separately below.
That's 2.18x back in reclaimed labor for every dollar of AirInk fee, about 20% of a full-time admin role (173 hrs/mo).
Benchmark assumptions for events & weddings. Switch to unlock every field.
How this math works
Where do the time estimates come from?
They are per-contract, per-month task averages drawn from how people who get paid for their work describe running contracts today: drafting, revisions, chasing signatures, invoicing, collections, email follow-up, and record keeping. Every row is editable, so if a number is wrong for your business you can change it and the result updates.
Does the calculator include payment processing?
It shows it, but never blends it. Bank transfer processing is included in the AirInk fee, so on that rail there is nothing extra to show. A card payment adds card processing as its own line at the rates shown in your fee schedule, and you would pay that on any platform that moves money, so net savings are measured against the AirInk fee only.
Why is my hourly rate multiplied?
A wage is not the real cost of an hour. A full-time admin costs roughly 1.25x their wage once payroll taxes and benefits are counted. If the owner is doing the admin work, the honest number is opportunity cost, the billable work not getting done, so we apply 1.6x. Choose 'Part-time assistant' for a straight wage.
How is the AirInk fee calculated here?
With the exact same code that runs on a real payment. Founding accounts pay 0.49% plus $2.49 on every released payment, with no subscription and no minimum. The calculator walks your year payment by payment, because the fixed component is charged per payment rather than per month.
What is 'working capital freed'?
If money currently lands 30 days after the work and lands in about 4 days on AirInk, that difference is cash sitting in your business instead of someone else's. It is your annual volume divided across the year, multiplied by the days saved. It is a cash-flow effect, not extra revenue.
Are these numbers a guarantee?
No. They are estimates built from editable assumptions, provided to help you reason about the trade-off. Your actual time savings depend on your contracts, your clients, and how much of the workflow you move onto AirInk.
- Platform, not a bank. AirInk is a technology platform. We do not hold customer funds. All payments are processed and held by Stripe Payments, a licensed money transmitter, in FBO (for-benefit-of) accounts pending release.
- Introductory pricing. Rates shown are our launch pricing. The founding rate (a flat 0.49%) is locked for life on the account once invited in. The standard rate (0.99%) is the published launch rate and may adjust as we exit the launch window, we'll give at least 30 days' notice before any change. Bank transfer processing is included in the AirInk fee; card processing is itemized separately at the rates shown in your fee schedule.
- How fees are charged. The AirInk platform fee is charged on each released payment: a flat 0.49% plus $2.49 per payment for founding vendors (0.99% plus $2.49 at the standard rate), with no subscription and no minimum of any kind. Bank transfer (ACH) processing (0.8% capped at $5.00) is paid by AirInk out of its own fee, so a bank payment carries the platform fee alone. Card, wire and BNPL processing are itemized separately at the rates shown in your fee schedule: card 2.9% + $0.30, wire $8.00 flat, BNPL 6% + $0.30. Fees exclude any applicable taxes. Processing is never folded into the AirInk fee as a blended rate.
- Identity verification. Vendors must complete Stripe Identity KYC before their first payout. This helps prevent fraud and meets Stripe Connect requirements.
- Not legal or financial advice. Contract templates and AI copilots are informational only. Consult a licensed attorney or accountant for legally binding matters.
- Availability. AirInk is currently available to US-based vendors and clients. International support is coming soon.
- Disputes. Payment disputes are handled through Stripe's dispute process. AirInk provides tools to submit evidence but does not adjudicate outcomes.